Having a debt problem can be scary, but getting the wrong advise about how to solve it, can be even scarier!

Having a financial problem can be very stressful, and for many people there is a feeling of failure and embarrassment. It is these reasons that people don’t talk about financial problems. The matter gets even more complicated because many accountants, lawyers and advisors are not aware of what options exist for people with such problems. Few people truly understand what bankruptcy is, or what services a trustee in bankruptcy can provide.